Steps to Take After a Car Crash

No driver looks to get into a car crash, but, most drivers carry insurance to protect them and their finances if they do. Insurance is one way to be prepared, however, there are other ways that being prepared can help reduce injuries, save lives and make any claims processes simpler to navigate.

Ways to Protect Yourself Before an Accident

  • Be sure to have the proper amount of auto insurance coverage. Virtually every state requires a minimum amount of liability insurance. You may want to consider increasing this amount to protect your finances since many accidents may cost more than these required limits.
  • Have all documents in your car. Your car registration, proof of auto insurance, any pertinent medical information for you and your family members should be stored there as well.
  • Have emergency ready supplies stored in your automobile. Flares and orange cones can help track down help in case there is an emergency. Depending on a cell phone may not always be the best course of action, If there is an outage, limited cell service or dead battery, those flares and cones will be wonderful to have. Be sure to have paper and a pen in the car as well to take any notes about the accident.

What to Do at the Scene of the Crash

  • Pull your vehicle to the side of the road, if possible. Be cautious for any signs of road rage and ensure your vehicle is in the safest place possible to avoid being a victim of a carjacking or another crime.
  • Make sure everyone is okay. Call 911 if there are any injuries. Take pictures of any damages to the vehicle if possible.
  • Stay with the vehicle. If you have crashed with an unattended vehicle, try to find the owner or leave a note with your name and phone number.
  • Record any details of the accident including the make and model of the car and the location where the accident occured.
  • Notate the location of the crash and get all names and contact information of anyone involved in the crash, including witnesses. You should try to collect license, car registrations and insurance cards along with the makes and models of all vehicles involved. If your phone is working, it is a great way to gather all the documentation on accident details.
  • Call law enforcement or the highway patrol. Get any names and badge number of officers on the scene. If there are any serious injuries, the police will notify the nearest medical unit.
  • File an accident report. If the police can’t come to you, be sure to drive to the nearest police station to file an incident report. Having an official report on record can help if the other driver makes erroneous claims or tries to sue you.
  • File a claim as soon as possible. You want to get the claims process started right away. Notify your insurance agent to provide all the details surrounding the accident while they are fresh in your mind.

Insurance Agent West Palm Beach

Jacobs Insurance Agency is an independent agency who partners with the best insurance carriers to offer you a wide array of personal insurance solutions designed to meet your unique needs. We specialize in homeowners, auto (including motorcycle and RV), boat, umbrella, and commercial insurance. With over 30 years’ experience in the South Florida area, our specialty is designing a tailored program of coverage to fill your unique insurance needs: whether personal, commercial, or both. Our passion is providing top-notch service and peace of mind to our clients, and we thank you for allowing us to serve you.

Call us at 561-967-8400 or visit us online at www.jacobsfl.com.

 

Jacob’s Insurance Agency
2328 S. Congress Avenue, Suite 2A
West Palm Beach, FL  33406
Main Phone:  561-967-8400 ext. 102
Wellington: 561-220-1499

 

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