Motorcycle Insurance West Palm Beach
Your bike isn’t just a mode of transportation. It’s a beloved part of your belongings, and you want to keep it safe. After all, it’s there for you every time you want to take a long ride, so you need to be there for it in case anything goes wrong. Jacobs Insurance Agency can provide you with all of the coverage you need to cover your losses, protect your assets, and stay on the road for years and years to come.
Learn more about your motorcycle insurance options, and then contact us for a free quote.
Bodily Injury Liability
If you have an at-fault accident that injures another person, you’ll be responsible for medical care and hospital bills. Bodily injury liability coverage takes care of those expenses for you so you don’t have to dip into your savings or worry about getting sued for the payment.
Guest Passenger Liability
Your passenger could also get injured in an accident. Guest passenger liability covers your passenger so he or she can get the medical care necessary without causing you to go bankrupt. If you want to stay friends with your passenger after the accident, this is necessary. Otherwise, a nasty lawsuit might ensue.
Property Damage Liability
If you’re in an accident, you’ll need to worry about more than injuries. You’ll also need to pay to repair the other person’s vehicle or property. This will cover that.
Uninsured/Underinsured Motorist Coverage
Everyone should have insurance, but some people don’t. Add uninsured/underinsured motorist coverage to your policy so you’ll be covered if someone without insurance hits you. You’ll even be covered if someone hits you when you’re a pedestrian. This will help pay for your medical bills and any other expenses you incur.
You can’t control everything that happens. No matter how careful you are, someone might steal your motorcycle, or it could get damaged in a fire or flood. Compressive coverage protects you if your bike is damaged without getting into a collision.
If your bike is damaged in a collision, you’ll want to get it fixed. This coverage will repair it even if the accident is your fault. This way, you never have to be without your beloved bike.
Medical payments can get expensive. In fact, people can go bankrupt paying medical bills for themselves or their passengers. This coverage makes for those pricey payments so you can keep your money. It even pays if you are at fault.
Reduce Your Rates
Jacobs Insurance Agency works with a multitude of insurance carriers. These carriers offer various ways to reduce your premiums.
Taking a motorcycle safety course is a quick and easy way to get lower rates. Plus, you will learn valuable tools to keep you safe on the road.
You can also join a riding club or a group or get some additional experience under your belt. The more you ride and the more experienced you are, and the lower your rates will be.
Putting your bike in the garage is another way to save money. This protects your bike, so you won’t have to pay as much.
Having security devices in place will also reduce your premium. A theft recovery device mitigates the insurance company’s risk, so you will pay less for insurance.
Talk to Jacobs Insurance Agency about other ways to reduce your premiums.
Your motorcycle is a ton of fun, and you want to keep having fun for years to come. Motorcycle insurance keeps your bike on the road and your money in the bank. Contact us today to find out what coverage you need for your bike. We can get your policy ready, and you’ll be on the road in no time.