Homeowner’s Insurance West Palm Beach

It’s not just your house – it’s your home. It’s where your family gathers at the end of the day and where you host holiday celebrations. It’s where you eat your meals, sleep, and socialize. It’s your safe place, and you don’t want to lose it.

That is why homeowner’s insurance is so important. A homeowner’s insurance policy from Jacobs Insurance Agency will protect you, your home, and your assets, no matter what you encounter. From theft to medical expenses, the right policy is the key to your peace of mind.

Dwelling Coverage – West Palm Beach Homeowners Insurance

The dwelling is the actual home structure. When you get dwelling insurance, you will have protection for the structure of your home. This means your walls, roof, and more will be protected which can save you from paying out high sums of money if something goes wrong.

Other Structures

If your property has other structures on it, such as a shed or detached garage, you will want to include other structures coverage. This acts like dwelling coverage, but it covers structures that are not attached to the home.

Personal Property

If you add up all of the items inside of your home, you’ll find they are worth a lot of money. What would happen if you had to replace them all? Could you afford it?

You don’t have to worry about that when you get personal property insurance. It covers your furniture, stereo, and other belongings. If your items are damaged or stolen, you can use this insurance to cover them. It even covers some items outside of your home. Contact Jacobs Insurance Agency to find out more about what is covered under this policy.

Liability Protection

What happens if a guest gets injured on your property? The person might sue you for compensation. Liability protection protects you against lawsuits and other expenses.

Guest Medical Protection

Go the extra step and get guest medical protection. This coverage pays for the medical expenses guests incur when injured on the property.

Additional Options

Jacobs Insurance Agency offers additional homeowner’s insurance coverage options. Ask us about identity management, trees and shrubs, reimbursed living expenses, and other options. The more coverage you have, the more protected you will be in case something happens.

How to Save on Homeowner’s Insurance

We will work with you to help you find the best policy for your needs. We will also help you save money by taking advantage of the various discounts offered. Here are some of the most popular discounts our clients utilize:

Home Security System

A home security system protects you from theft. It also protects your belongings and allows the insurance company to lower your premiums. Consider adding a security system to your home to protect your family and save money at the same time.

Fire Protection

Fire protection items such as smoke alarms and fire extinguishers add another layer of protection to your home. These items save lives and also make your insurance more affordable. Talk to one of our agents about this to get a better idea of how much you can save.

Multi-Policy Discounts

Talk to us about all of your insurance needs. Let us bundle your policies to help you save as much as possible. We can add your auto insurance, recreational vehicle insurance, and more into one policy so you can enjoy huge savings.

Let Jacobs Insurance Agency be your partner for your homeowner’s insurance needs. We work directly with each client we serve, creating a customized policy that is exactly what they need. We will keep you, your family, and your home safe with one of our customized policies.

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